RBI Allows Loans Against Silver: What It Means for You

3D digital illustration showing gold and silver coins with a golden Rupee symbol and bold text “Gold Loan” and “Silver Loan” on a green gradient background, representing RBI’s new loan rules.

🧭 Introduction The Reserve Bank of India (RBI) has issued new guidelines permitting loans against silver ornaments and coins, bringing silver into the formal lending ecosystem alongside gold. Under the “Lending Against Gold and Silver Collateral Directions, 2025”, this change will take effect from 1 April 2026 and is expected to expand credit access for … Read more